BTCJP ResearchResearch &
archive edition

Recovered historical source

BlockFi (deposit/withdraw, Loan, Trade)

Read the preserved wording separately from this edition’s new technical guides.

Capture date22 April 2021
Restored in this edition16 October 2026
Transcript scopeCaptured research-note body · 144 source words

Historical source material, not a current tutorial, service offer, privacy finding or investment recommendation. Original product names, rates, balances, personal results and company details remain source statements; they are not independently verified or adopted as present facts. Printed dates describe the source header; capture dates describe the saved version. Screenshots show old interfaces, not working transaction forms. Inspect the archived version ↗

Website

https://app.blockfi.com/

First you will be asked KYC including DOB, address, photo verification to be able to use any function.

1: Deposit/Withdrawal (earn interest rate)

BTC 6% interest rate per annual upto 5BTC, 3.2% for 5 <

For more detail

https://blockfi.com/rates

2: Loan function

https://blockfi.com/crypto-loans/

Collateral = BTC

​LTV (Loan To Value) 50% = 12.5% per year

LTV 35% = 10.44%

LTV 20% = 6.73%

3: Trade function

​https://blockfi.com/trading/

I always have a doubt using 3rd party app for deposit since the case of exchange/ 3rd party app hack.

Good thing about BlockFi is relatively high interest rate. 6% BTC, 4.5% ETH which is higher than MakerOasis DAI saving rate (0% now but 6 - 8 in regular case).

Maximum collateral amount is 50% e.g. 1000USD collateral to borrow 500USD but with high interest rate. it can go as low as 20% collateral.

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